Upload KYC

POST 
/v1/users/upload/kyc

Submit KYC documents and information for user verification

Encryption Requirements

The following parameters must be encrypted before sending:

• firstName
• lastName
• panNumber
• aadharNumber

Code for encryption

JavaScript

const crypto = require("crypto");

const encrypt = (plainText, password) => {
  try {
    const iv = crypto.randomBytes(16);
    const key = crypto.createHash('sha256').update(password).digest('base64').substr(0, 32);
    const cipher = crypto.createCipheriv('aes-256-cbc', key, iv);

    let encrypted = cipher.update(plainText);
    encrypted = Buffer.concat([encrypted, cipher.final()])
    return iv.toString('hex') + ':' + encrypted.toString('hex');

  } catch (error) {
    console.log(error);
  }
}

// To generate encryption
const sampleText = "apple";
const encryptedText = encrypt(sampleText, SECRET_KEY);
console.log(encryptedText);

Python

from Crypto.Cipher import AES
from Crypto.Random import get_random_bytes
import hashlib
import base64

def encrypt(plain_text, password):
    try:
        # Generate random IV
        iv = get_random_bytes(16)
        
        # Create key from password
        key = hashlib.sha256(password.encode()).digest()[:32]
        
        # Create cipher
        cipher = AES.new(key, AES.MODE_CBC, iv)
        
        # Pad plain text to be multiple of 16
        pad_length = 16 - (len(plain_text) % 16)
        padded_text = plain_text + (chr(pad_length) * pad_length)
        
        # Encrypt
        encrypted = cipher.encrypt(padded_text.encode())
        
        # Return IV:encrypted format
        return iv.hex() + ':' + encrypted.hex()
    
    except Exception as error:
        print(error)

# To generate encryption
sample_text = "apple"
encrypted_text = encrypt(sample_text, SECRET_KEY)
print(encrypted_text)

Java

import javax.crypto.Cipher;
import javax.crypto.spec.IvParameterSpec;
import javax.crypto.spec.SecretKeySpec;
import java.security.MessageDigest;
import java.security.SecureRandom;
import java.util.Base64;

public class Encryption {
    public static String encrypt(String plainText, String password) {
        try {
            // Generate random IV
            byte[] iv = new byte[16];
            SecureRandom random = new SecureRandom();
            random.nextBytes(iv);
            IvParameterSpec ivSpec = new IvParameterSpec(iv);
            
            // Create key from password
            MessageDigest digest = MessageDigest.getInstance("SHA-256");
            byte[] key = digest.digest(password.getBytes("UTF-8"));
            SecretKeySpec secretKey = new SecretKeySpec(key, "AES");
            
            // Create cipher
            Cipher cipher = Cipher.getInstance("AES/CBC/PKCS5Padding");
            cipher.init(Cipher.ENCRYPT_MODE, secretKey, ivSpec);
            
            // Encrypt
            byte[] encrypted = cipher.doFinal(plainText.getBytes("UTF-8"));
            
            // Return IV:encrypted format
            return bytesToHex(iv) + ":" + bytesToHex(encrypted);
            
        } catch (Exception e) {
            e.printStackTrace();
            return null;
        }
    }
    
    private static String bytesToHex(byte[] bytes) {
        StringBuilder result = new StringBuilder();
        for (byte b : bytes) {
            result.append(String.format("%02x", b));
        }
        return result.toString();
    }
    
    // To generate encryption
    public static void main(String[] args) {
        String sampleText = "apple";
        String encryptedText = encrypt(sampleText, SECRET_KEY);
        System.out.println(encryptedText);
    }
}

PHP

<?php
function encrypt($plainText, $password) {
    try {
        // Generate random IV
        $iv = openssl_random_pseudo_bytes(16);
        
        // Create key from password
        $key = substr(hash('sha256', $password, true), 0, 32);
        
        // Encrypt
        $encrypted = openssl_encrypt(
            $plainText,
            'aes-256-cbc',
            $key,
            OPENSSL_RAW_DATA,
            $iv
        );
        
        // Return IV:encrypted format
        return bin2hex($iv) . ':' . bin2hex($encrypted);
        
    } catch (Exception $e) {
        echo $e->getMessage();
        return null;
    }
}

// To generate encryption
$sampleText = "apple";
$encryptedText = encrypt($sampleText, SECRET_KEY);
echo $encryptedText;
?>

Go

package main

import (
    "crypto/aes"
    "crypto/cipher"
    "crypto/rand"
    "crypto/sha256"
    "encoding/hex"
    "fmt"
    "log"
)

func encrypt(plainText string, password string) (string, error) {
    // Generate random IV
    iv := make([]byte, aes.BlockSize)
    if _, err := rand.Read(iv); err != nil {
        return "", err
    }
    
    // Create key from password
    hash := sha256.Sum256([]byte(password))
    key := hash[:32]
    
    // Create cipher block
    block, err := aes.NewCipher(key)
    if err != nil {
        return "", err
    }
    
    // Pad plaintext to be multiple of block size
    plainTextBytes := []byte(plainText)
    padding := aes.BlockSize - len(plainTextBytes)%aes.BlockSize
    padText := make([]byte, len(plainTextBytes)+padding)
    copy(padText, plainTextBytes)
    for i := len(plainTextBytes); i < len(padText); i++ {
        padText[i] = byte(padding)
    }
    
    // Encrypt
    cipherText := make([]byte, len(padText))
    mode := cipher.NewCBCEncrypter(block, iv)
    mode.CryptBlocks(cipherText, padText)
    
    // Return IV:encrypted format
    return hex.EncodeToString(iv) + ":" + hex.EncodeToString(cipherText), nil
}

func main() {
    // To generate encryption
    sampleText := "apple"
    secretKey := "YOUR_SECRET_KEY"
    
    encryptedText, err := encrypt(sampleText, secretKey)
    if err != nil {
        log.Fatal(err)
    }
    
    fmt.Println(encryptedText)
}

---

Contact for SECRET_KEY

For access to SECRET_KEY for encryption, please contact support@onmeta.in

---

Example cURL

curl --location '{{base_url}}/v1/users/upload/kyc' \
--header 'x-api-key: <CLIENT_ID>' \
--form 'email="john@example.com"' \
--form 'firstName="<ENCRYPTED_FIRST_NAME>"' \
--form 'lastName="<ENCRYPTED_LAST_NAME>"' \
--form 'panNumber="<ENCRYPTED_PAN>"' \
--form 'aadharNumber="<ENCRYPTED_AADHAAR>"' \
--form 'incomeRange="<10L"' \
--form 'profession="Engineer"' \
--form 'phone="9876543210"' \
--form 'countryCode="+91"' \
--form 'address[pin]="400001"' \
--form 'address[state]="Maharashtra"' \
--form 'address[city]="Mumbai"' \
--form 'address[locality]="Andheri"' \
--form 'address[district]="Mumbai"' \
--form 'aadharFront=@/path/to/aadhaar_front.jpg' \
--form 'aadharBack=@/path/to/aadhaar_back.jpg' \
--form 'selfie=@/path/to/selfie.jpg' \
--form 'panFront=@/path/to/pan_front.jpg' \
--form 'panBack=@/path/to/pan_back.jpg'

---

FAQs

Is KYC approval instant? Yes. KYC is auto-approved instantly. There is no manual review or waiting time for standard approvals.

Request

Responses

200

KYC submitted successfully.

400

Bad Request — one of several validation failures:

• KYC already verified for this customer — Customer has already completed KYC. Re-submitting is not allowed.
• Invalid encrypted data — Decryption failed for encrypted fields (firstName, lastName, panNumber, aadharNumber). Ensure AES-256-CBC encryption with the correct SECRET_KEY and iv:encryptedData hex format.
• Pan not linked with Aadhaar — The PAN number provided is not linked with the Aadhaar number. The user must link their PAN with Aadhaar before submitting KYC.

401

Unauthorized — missing or expired Bearer token or API key.